Plan investments, loans, trades and compounding with fast, accurate calculators — SIP, EMI, brokerage, compound interest and more.
Find your FIRE number, track progress monthly, check Coast FIRE, compare Lean / Fat / Barista flavors, and stress-test your withdrawals — all in one place.
Grouped by what you're trying to figure out.
Project your nest egg and the income it can fund.
Monthly payments, amortization and total interest.
Compounding, SIPs, lump-sum and trading-cost math.
Plan monthly investments or a one-time lump sum and see the power of compounding over time.
See exactly how your money grows — with daily, monthly, or annual compounding.
Know your true profit after all charges, statutory fees and taxes on equity, F&O trades.
Negotiate raises and see the impact on take-home.
Quick answers about Utilix finance calculators.
A full FIRE toolkit (5 calculators) plus tools to plan retirement, model mortgages and loans, project investment growth and analyse trading costs — Mortgage, 401(k), Retirement, Loan, Investment, Brokerage, Compound Interest and Salary Hike.
Open the FIRE Calculators hub at /finance/fire. It walks you through the five-step journey: set your FIRE number, pick a flavor (Lean / Regular / Fat / Barista), track your monthly progress, check Coast FIRE, then stress-test your withdrawal plan.
No. They use the assumptions you provide (rate, term, amount). All math runs locally in your browser — nothing is sent to a server.
Buying a home? Start with the Mortgage calculator. Saving for retirement in the US? Use 401(k) and Retirement together. Comparing loan offers? Use Loan. For long-term investing in funds or ETFs, use Investment or Compound Interest.