Utilix
FIRE Dashboard

How close are you to freedom?

A live progress and decision engine for Financial Independence. Tune your plan on the right, watch the timeline shift, and see the highest-impact moves you can make today.

Progress overview

Current net worth
$85,000
FIRE target
$1,200,000
Estimated FIRE date
May 2043
age 49
Years remaining
17 yr
Coast FIRE
Not yet
24% · need $355 K
Savings rate
32%
strong

Milestones

  1. 85First $100k
    $100 K
  2. 2825% FI
    $300 K
  3. 24Coast FIRE
    $355 K
  4. 1450% FI
    $600 K
  5. 12Lean FIRE
    $720 K
  6. 7Full FIRE
    $1.2 M
  7. 4Fat FIRE
    $2.4 M

Scenario simulator

Monthly contribution
$0$15.0 K
no change to FIRE date
Annual expenses
$15.0 K$250 K
no change to FIRE date
Real return
1.0%12.0%
no change to FIRE date
Safe withdrawal rate
2.00%7.00%
no change to FIRE date
Current age
1870
Target retire age
age 33age 75

FIRE timeline

$85.0 K → $1.2 M

Portfolio is in real (inflation-adjusted) currency. Vertical marker is your projected FIRE crossover; dashed horizontals are Lean / Regular / Fat FIRE targets.

Highest-impact moves

Ranked by years saved
Move #11.0 yr earlier

Save $500 more per month

Bumps FIRE forward by 1.0 years.

Move #21.0 yr earlier

Cut annual expenses by $4.8 K

Lowers your FIRE target and accelerates the date by 1.0 years.

Move #31.0 yr earlier

Squeeze +1% real return (7% → 8%)

Lower-cost funds, more equity allocation. Saves 1.0 years.

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